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FAQs


PROPERTY TAX FAQs

What is the tax rate?
The current property tax rate is 2.309 per $100 of assessed valuation.

Do I pay property taxes for both City and County?
Yes, as long as you own property within the corporate limits of Chattanooga TN.  County property taxes information contact Hamilton County Trustee at 423-209-7270.

What are property taxes based on?
Taxes are based on appraisals placed by the Hamilton County Assessor of Property. Property is reappraised every four years. Property assessments are a percentage of appraisals as follows:

Real Property
Residential & Farms - 25%
Commercial & Industrial - 40%

Public Utilities
Assessed by the Office of State Assessed Property in Nashville - 55%

Personal Property
Commercial & Industrial - 30%

Is there tax relief for the elderly and disabled?
Yes, if one is 65 or older and on limited income or 100% disabled (requirements set by the state).  Application can be made in the Treasurer's office.State eligibity information

What is the billing cycle?
Taxes are due October 1st of each year. They are payable through the last day of February of the following year without interest and penalty. March 1st begins interest of 1% per month and penalty of ½ of 1% per month (18% per annum). On March 1 of the following year delinquent taxes are turned over to the Delinquent Tax Attorneys for collection at which time an additional 10% collection fee is incurred. The attorneys then file suit in Hamilton County Chancery Court at which time court costs will be imposed.

Can I make Partial Payments?
YES,
pursuant to city ordiance #12535 PARTIAL PAYMENTS may be made on property tax and water quality fee balances in accordance with the City Partial Payment Plan.

How many years can property be delinquent before being sold?
3 years

How can I appeal my property appraisal?
If you disagree with the property appraisal, you must contact the Assessor of Property to discuss the particular situation.  If not satisfied you have the right to appeal by contacting the Hamilton County Board of Equalization at (423) 209-7300.

How can I change my mailing address on my tax bill?
Permanent address changes should be made with Hamilton County Assessor of Property at (423) 209-7300. Provide assessed owner and/or map number in addition to address change.

How should request for exemptions be directed?
File requests with Hamilton County Assessor of Property at (423) 209-7300.

What is a Personalty Tax?
Personalty tax is based on business furnishings & equipment assessment from the Hamilton County Assessor's office.  Annual report must be filed with the assessor's office.

In regard to Personalty assessments, what if a business is sold or closed?
The following must be notified:
Hamilton County Assessor of Property (423) 209-7300
City of Chattanooga Treasurer's office (423) 757-5195

If the business was in operation on January 1 of the tax year, the full amount of personalty taxes is owed.

City Treasurer's Office
101 East 11th Street Suite 100
Chattanooga, TN 37402  (map)
(423) 643-7262

Theresa Lee, City Treasurer
E-mail:
tlee@chattanooga.gov

Sharon Morris, Assistant Treasurer
E-mail:
morris_s@chattanooga.gov

For inquiries regarding property taxes

423-643-7262 or email ptax@chattanooga.gov

For inquiries regarding sewer fees

Dial 311 or 423-643-6311 or email 311@chattanooga.gov

For inquiries regarding business license

423 643-7260 or email busl@chattanooga.gov

For inquiries regarding sewer fees

 

Dial 311 or 423-643-6311 or email 311@chattanooga.gov

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